Many students rely on federal government loans to help finance their education. These loans have low interest rates and do not require credit checks of collateral. Student loans also provide a variety of deferment options and extended repayment terms. 

Whether you are a new or returning JWCC loan borrower, we strongly recommend that you take the time to read and understand all the loan information provided. Understanding all loan details and planning now will benefit you throughout college and beyond.

There is a Time Limitation on Direct Subsidized Loan Eligibility for First-Time Borrowers on or after July 1, 2013. More information can be found here.